Let me paint a picture. You’re a doctor or dentit in private practice. You work ridiculous hours.You earn excellent money. And yet… every year you hand over a painful amount of cash to the tax office, while a home loan — however small — just sits there, quietly charging you interest you can’t deduct.


If you run a business in Australia, there’s a change coming that’s going to nudge superannuation right to the top of your to-do list. It’s called Payday Super, and while the idea is simple, the impact could be anything but — especially for small businesses.


When it comes to property development finance one of the most common loan structures developers use is a capitalised interest loan. Understanding how capitalised interest works — and how Australian lenders assess it — is essential for developers looking to structure funding correctly and protect their profit margins.


Property development can be highly profitable—but it’s also one of the most technically complex areas of Australian tax. This guide breaks down the key tax concepts every property developer should understand.


If you run a  business, there’s good news on the horizon. The government has extended the $20,000 instant asset write-off into the 2026 financial year, giving small business owners another year of breathing room — and a handy opportunity to invest back into their operations.


Superannuation can feel overly technical, but there’s one rule that could seriously boost your retirement savings and massively reduce your tax. If your income varies from year to year, this Legal Tax Hack let you top up your super on your own terms .Here’s how the rule works and how to make the most of it.


It’s that time of year again — the tinsel’s out, the Mariah Carey playlist is back and you’re gearing up to shout your team a Christmas bash. But before you start swiping the business card like an elf on espresso, let’s talk about what the taxman actually lets you claim.


Struggling to decide between fixed and variable rates? This guide walks you through the key differences, potential pitfalls, and practical tips to help you save money and stay in control of your repayments.


As we head toward the end of the 2025/26 financial year, now’s a great time to make sure your super strategy is working for you. Whether you’re a hospital doctor, in private practice, or juggling both, a little planning can make a big difference to your tax position and long-term retirement savings.


Thinking about slowing down at work but not ready to fully retire? Good news — you might be able to access your super and keep earning! Learn how a Transition to Retirement (TTR) strategy can help you ease into retirement, reduce tax, or pay off debt without giving up your job.


If you’ve ever asked yourself “Should I just pay off my HECS debt early?”, you’re not alone. It’s a super common question—especially when you see that lump sum just sitting there. But here’s the thing: in most cases, you’re better off just letting it chip away every year through your tax return.


Think you’re already getting the most out of your tax return? Think again...There’s a little-known strategy that savvy Australians are quietly using to legally reduce their tax bill and it’s hiding in plain sight.


Running your own medical practice can be one of the most rewarding things you’ll ever do. You’ve got the freedom to shape how you care for patients, build a team, and create a workplace culture you believe in. But there’s a side to practice ownership that medical school doesn’t prepare you for: money management. And one of the trickiest parts? Cash flow.


After years of medical school, internships, registrar training, and specialist exams, doctors in Australia finally reach the point where the financial rewards start flowing. Compared to the average Australian worker, a doctor’s income is well above the norm. According to the Australian Tax Office (ATO), medical professionals consistently sit among the highest income earners in the country. With that higher income comes choices — and often, temptations.


For years, getting into the property market has felt impossible for many first home buyers.Saving a deposit big enough to satisfy the banks — all while rents skyrocket and living costs keep rising — has been a constant uphill battle. So when the government announces an expansion to its 5% deposit scheme, it sounds like the breakthrough everyone has been waiting for.


As a Doctor you  can earn a lot of money and that can sometimes give you a bit of a false sense of financial security. It’s totally normal to upgrade your lifestyle as your paycheck grows—something we call “lifestyle creep.” But the tricky part is that it can sneak up on you, making it tough to really keep control of your cash flow.